Cash Runway Calculator
Assess whether your available cash can withstand customer collection delays, inventory purchases, supplier payments, payroll, tax obligations and debt repayments.
Your inputs are never transmitted or stored on any server. They are optionally saved locally in this browser only when you explicitly use Save.
Educational tool — not professional advice
This tool is for scenario planning and educational use. Calculator outputs depend entirely on the inputs and assumptions you provide and are illustrative only. They are not financial, legal, investment, lending, or professional advice.
We do not guarantee affordability, solvency, compliance, financing approval, tax treatment, investment performance, or any business outcome. See the full disclaimer for the platform's educational and non-advisory bounds.
Cash expected to be collected this month, not invoiced revenue.
Cash paid for inventory, materials, and external/subcontracted direct labour. Excludes employee payroll.
All employee salaries, wages, and end-of-service costs paid in cash.
Rent, utilities, insurance, subscriptions, and other non-direct, non-payroll operating costs.
Local reuse — saved runs
Stored only in this browser via explicit Save. Never transmitted, never synced. Clear or delete any time.
Primary decision pathway
Use the Cash Flow Pressure pathway to turn this runway estimate into a structured operational decision.
Open Decisions →